How We Work

With nearly forty years experience of advising clients, we understand better than most that...

Your financial circumstances will be different from anyone else's.
Your needs and aspirations will be different from anyone else's.
And that you may not be a financial expert!

So, a large part of our job is to understand you and your goals as fully as possible, and to guide you through the various planning opportunities that are open to you.

This takes time, but it is absolutely vital if - between us - we are going to achieve the best results for you. When it comes to financial planning, the investment you make of your time is the most important investment of all!

Step 1

We will set up a free, no-obligation meeting at which we will analyse your current financial situation and begin to develop a feel for what you require in terms of advice, strategy and products. This meeting can be at our office, at your office or at your home - just as you prefer.

Step 2

We will consider every aspect of your financial situation, including, for example, your current family responsibilities and objectives, your hopes and ambitions for the future or your plans regarding your business.

Step 3

We will outline the broad options open to you, and explain how our advice and expertise can help you achieve your financial goals efficiently and cost-effectively.

Step 4

Once we have established the general outline of your situation and received an indication of the direction you wish to take, we can begin work on more detailed proposals. These could involve setting-up protection policies such as life or critical illness insurances, tax planning, the re-arrangement of your existing investment holdings, or arranging new investment and pension plans in line with your objectives.

Of course, once the core elements of a financial strategy are agreed and in place, we will maintain regular contact with you to make sure your objectives continue to be met.

We will always get in touch with you in advance to discuss any changes we believe need to be made. Equally, we welcome contact from you at any stage if you have questions regarding your affairs or if there is a change in your circumstances.

The more information we have, the better we can serve you!

How We Are Remunerated

As Independent Financial Advisers we will agree with you in advance how we are to be paid for our services. This can either be a fee paid by you or collected from the provider we recommend,where appropriate.