Your Financial Security
At IFG Financial Services, we are committed to delivering peace of mind and the potential for growth by making sure that all the key essentials for your strategy are firmly in place. These essential areas include...
Cash & Savings
Everyone needs some readily available cash put by for emergencies. You might opt to lodge a sum (the equivalent, say, of three months' normal family income) in a secure account with easy access and a competitive rate of return. You might also decide to build up savings by regular deposits into a rock-solid building society. In either case, we can use our wide knowledge of the market to find the best rate of interest and the terms that suit your circumstances, maximising any tax-breaks that may be available.
Family protection
Life insurance is essential - not just for breadwinners, but for anyone who contributes to the smooth running of the household. If you have dependants, you need cover, and we can guide you to the right policy at the right price.
Investment
There are a bewildering range of investment options open to you, from relatively safe funds invested in blue-chip UK stocks to adventurous international vehicles that offer high potential returns but with increased danger of capital loss. Talking to us will help you gauge your appetite for risk and help us whittle down the range of investment options until we identify the right ones for you.
Tax planning
No one likes paying more tax than is strictly necessary. We can guide you towards the legitimate, tried and tested tax-mitigation techniques that will enable you to keep hold of more of your hard-earned money.
Pensions
Pensions are simply long-term savings plans with attractive tax-advantages thrown in. Anyone eager to build a financially-secure future needs to explore retirement planning and the use of pensions. This is a speciality of our firm.
Estate Planning
If you spend your life nurturing your family's wealth, you quite naturally want to see it handed on to the next generation in accordance with your wishes. However, inheritance regulations mean this is often far from straightforward, and expert advice is essential. We can give you the help you need to avoid the pitfalls.
Wealth Management
Many of our clients require an all-round 'cradle-to-grave' approach to financial planning, designed to optimise family wealth and keep it within the family unit. Unlike some wealth managers, we do not claim to have a model solution that is right for everybody. On the contrary, our objective will always be to recognise the unique nature of each of our clients, and to construct a wealth management strategy tailored to their individual needs.
Corporate financial planning
We advise on executive pension plans for directors and senior staff, self-administered pension schemes, self-invested personal pensions and group pension schemes. We can arrange insurance cover for key employees and put in place partnership or co-ownership protection plans to cover the death of a senior individual within your firm. We can also mount pre-retirement or pre-redundancy courses for groups of employees on a one-off or regular basis.
Whatever your financial needs, objectives or concerns,
the chances are that IFG expert advisers can help.