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Pensions Calculator

This calculator will give you an indication of how much you need to save each month to provide your desired retirement income, based on today's prices. The calculator does not take account of State Pensions, which are in addtion to any private pensions. Choosing to increase your contribution in line with inflation each year will significantly reduce the intitial monthly sum payable

Fill in the fields and press the 'Calculate' button to display the expected return.

Sex Male Female
Age (years)
Partner's pension of 50%? Yes No
Partner's Age (years)
Planned Retirement Age (years)

Annual income, in today's terms, you wish to retire on (excluding any State Pensions) (£)
Value of any existing pension (£)
do you wish your contributions to increase in line with inflation? Yes No
do you want your pension to increase each year in line with inflation? Yes No

Monthly Contribution required to achieve goal:

This calculator has been designed purely as a guide and cannot be guaranteed. It does not represent a quotation of what you might receive, figures are based on a net return, after charges and inflation, of 4.5%. Based upon our current understanding of practices and the values shown are dependent upon individual circumstances.